Mentioned in this episode:

• 📊 ISA tool - click here
• 🌎 PACW Global ETF review video - click here

I forgot to mention the ticker symbols, so I put them on screen at 5:56. These are the ticker symbols for the GBP-listed ETFs.

The main caveat with all of this is that these two ETFs are brand new.

As a result, they are likely to have higher spread fees, they currently have a relatively small amount of assets under management (AUM) and they have a lack of track record - so we don't know how well the ETFs will track the underlying index.

But - overall it's still great that we are getting lower and lower fees for global ETFs!

Sources:

1. News article: https://www.etfstream.com/articles/dws-offers-cheapest-ftse-all-world-etf-after-fee-cut
2. Xtrackers ETF: https://etf.dws.com/en-gb/IE000L6ZMMC4-ftse-all-world-ucits-etf-1c/
3. iShares ETF: https://www.ishares.com/uk/individual/en/products/349410/ishares-ftse-all-world-ucits-etf

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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠click here

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Timestamps:0:00 - The news0:53 - Fees keep coming down2:48 - The new lowest fee All-World ETF4:45 - What this means for us⁠⁠⁠

Platform comparison tool: click here

Two New 0.12% FTSE All-World ETFs: click here (YouTube Video)

In this podcast episode, we answer a great question:

'Trading 212 or InvestEngine?'

First, we go through what to actually look for when selecting the platform.

Then we delve into this specific question in more detail, running through the key considerations.

Listen to the podcast episode for the full details.

And thanks for the question Grace!

If you have a question, feel free to email me: ryan@makingmoneysimple.com

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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

-----------------------------------------

⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

-----------------------------------------

📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠

What do you make of this new '22% tax on uninvested cash in Stocks & Shares ISAs'?

To be transparent and up front, the full details are still not known. Once we do know the full and final details, I will release another episode.

But I still think it's worth putting this out to make you aware of this coming change and so you have as much time as possible to take any potential actions that you need to.

-----------------------------------------

📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

-----------------------------------------

⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

-----------------------------------------

📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠

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Timestamps:

0:00 - What happened?

0:52 - What is the ISA change?

2:55 - Who does this impact?

5:28 - How much money will this raise?

6:41 - Why this change is pointless (2 main reasons)

9:40 - What about ISA transfers?

10:23 - How to encourage investing

12:07 - What practical things should you do now

15:38 - My honest thoughts