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SugarMamma’s Fireplay

SugarMamma’s Fireplay

By: Canna Campbell SugarMammaTV
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Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC2026 Canna Campbell SugarMammaTV Economics Personal Finance
Episodes
  • START HERE: How Much Super Do You Need To Retire On $100K p.a.?

    START HERE: How Much Super Do You Need To Retire On $100K p.a.?
    May 21 2026
    How much superannuation do you actually need to retire comfortably? In this Start Here episode, Canna answers a listener question from a 39-year-old who wants to retire at age 60 with an income of $100,000 per year. But here’s the catch… That $100,000 is in today’s dollars — which means in 20+ years, it could require closer to $180,000+ per year due to inflation. This episode breaks down the reality behind retirement numbers — and why so many people underestimate what they truly need. 💡 What You’ll Learn ✔ Why $100,000 today is not $100,000 in the future✔ How inflation quietly increases your retirement income needs✔ How to estimate your true retirement income target✔ The rough super balance required to fund a $100K lifestyle✔ Why $2.5 million may not be enough (depending on assumptions)✔ The importance of understanding your own lifestyle costs✔ How long your retirement savings may need to last (longevity risk)✔ The role of superannuation as an income stream (not just a balance)✔ Why reviewing your super investment strategy is critical✔ The importance of tracking your current living expenses✔ Why relying on “average retirement figures” can be misleading 🧠 Key Insight Retirement planning isn’t about chasing a number. It’s about understanding: how much you need to livehow long you need it to lastand how your money will behave over time Because a comfortable retirement is built on clarity — not assumptions. 📊 Important Considerations Covered Inflation-adjusted income planningSequence of returns riskInvestment allocation inside superLongevity planning (age 85–95+)Potential Age Pension supportThe importance of regular reviews ⚠️ Important Reminder This episode is general financial education only and does not take into account your personal circumstances. Before making decisions about your retirement, please seek advice from a licensed financial planner. 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project**Mindful Money](https://amzn.to/3RV0poc)Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivationInstagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhoodSubstack Quiet Wealth: https://substack.com/@sugarmammaquietwealthKeynote speaking book via canna@sugarmamma.tvTikTok:@SugarMammaTVYouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!Website:SugarMammaTV.comDon’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research.Weigh up the pros, cons, fees, caps, taxes, and risks.Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). how much super to retire Australiaretire on 100k per yearsuperannuation retirement calculatorretirement income planning Australiahow much money do I need to retireinflation and retirement planningpassive income retirementfinancial independence AustraliaSee omnystudio.com/listener for privacy information.
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    17 mins
  • The Shift That Changed How I Build Wealth (And Why I’m Choosing Quiet Wealth

    The Shift That Changed How I Build Wealth (And Why I’m Choosing Quiet Wealth
    May 17 2026

    The Shift That Changed How I Build Wealth (And Why I’m Choosing Quiet Wealth

    For a long time, I felt like something was missing from the way we talk about money.

    Not the strategies.

    Not the numbers.

    But the feeling.

    In this episode, I’m sharing a more personal reflection on what I’ve come to understand about wealth — beyond what it looks like on the outside.

    I talk about:

    • why I started to feel disconnected from the traditional conversations around money
    • what “Quiet Wealth” really means to me
    • the difference between building wealth from pressure vs alignment
    • and how shifting my mindset has changed the way I approach money, decisions and my future

    This isn’t about doing less.

    And it’s not about avoiding success.

    It’s about building wealth in a way that feels calm, grounded and sustainable.

    If you’ve ever felt overwhelmed, rushed or disconnected from your financial journey… this episode is for you.

    ✨ Join me on Substack - HERE Quiet Wealth

    I’ve created a quieter space where I share deeper reflections on money, mindset and wealth — beyond social media.

    I write every Friday morning.

    👉 Join me here: [insert link]

    🎧 If this episode resonated:

    • Share it with someone who might need to hear it
    • Tag me on Instagram so I can see your thoughts
    • And don’t forget to subscribe to the podcast

    See omnystudio.com/listener for privacy information.
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    8 mins
  • The Budget That Could Change How Australians Build Wealth & Financial Independence & Stability

    The Budget That Could Change How Australians Build Wealth & Financial Independence & Stability
    May 14 2026
    The Budget That Could Change How Australians Build Wealth, Financial Independence & Stability In this episode of SugarMamma’s Fireplay, Canna shares her honest thoughts and concerns around the proposed Federal Budget changes to Capital Gains Tax and negative gearing — and what she believes these changes may mean for everyday Australians trying to build wealth, financial independence and long-term security. This is not a political episode. Instead, this is a calm and thoughtful conversation around: investor psychology,behavioural change,financial confidence,property investing,long-term wealth creation,and how Australians may need to adapt moving forward. Canna breaks down: what Capital Gains Tax actually is,how the current 50% CGT discount works,the proposed move toward a new minimum 30% CGT framework,how negative gearing currently works,and how the proposed rules may impact future property investors. She also shares: why she believes many investors may hold onto assets much longer,concerns around a potential “lock in” effect,why investor turnover may fall,how this may impact the property market,why some Australians may emotionally disengage from investing altogether,and why diversification beyond the family home may become more important than ever. Canna also openly shares how she and Tom are personally reviewing their own investment strategy in light of the proposed changes — including: reassessing their negatively geared property,prioritising mortgage reduction,focusing more heavily on shares and passive income,and becoming more strategic around superannuation contributions. Most importantly, this episode is a reminder that: governments change,policies change,tax systems change… …but our responsibility to build our own financial wellbeing never changes. This episode is designed to empower Australians to stay informed, stay engaged and continue building long-term financial security — even during uncertain times. Topics Covered Federal Budget 2026Capital Gains Tax explainedProposed CGT changesNegative gearing explainedGrandfathering rulesProperty investing in AustraliaInvestor psychologyWealth creation strategiesPassive income investingDividend investingFinancial independenceSuperannuation strategiesLong-term investingFIRE movement AustraliaCost of living pressuresAustralian property marketInvestor behaviourBuilding wealth in uncertain times Important Disclaimer This podcast episode contains general information and commentary only and does not constitute financial, tax or legal advice. Proposed budget measures discussed in this episode may change and may not yet be legislated. Please seek professional advice before making financial decisions. 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project**Mindful Money](https://amzn.to/3RV0poc)Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivationInstagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhoodSubstack Quiet Wealth: https://substack.com/@sugarmammaquietwealthKeynote speaking book via canna@sugarmamma.tvTikTok:@SugarMammaTVYouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!Website:SugarMammaTV.comDon’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research.Weigh up the pros, cons, fees, caps, taxes, and risks.Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). #SugarMammasFireplay #FederalBudget #AustralianProperty #PassiveIncome #FinancialFreedom #Investing #NegativeGearing #CapitalGainsTax #FinancialIndependence #DividendInvesting #MoneyMindset #...
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    27 mins
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