Stress Test cover art

Stress Test

Stress Test

By: The Globe and Mail
Listen for free

About this listen

You had your best-laid plans and then COVID-19 came along and hammered the entire economy. But you’ve got this – if you have the right information. Join The Globe and Mail’s personal finance team, columnist Rob Carrick and editor Roma Luciw, as they guide you through one of the biggest stress tests your finances will ever face. If you’re between 20 and 40, this financial advice is for you.© [The Globe and Mail] [2020-2021]. All rights reserved. 003077 Career Success Economics Personal Finance Politics & Government
Episodes
  • No, you don’t need $1.7-million to retire
    Apr 29 2026

    Retirement can feel overwhelming when headlines insist you need millions before you can stop working. But is that actually true? In this episode, we hear from young Canadians with very different visions of life after work. Then retirement reporter Meera Raman sits down with financial planner Moira Rose Váně to challenge some of the biggest assumptions about retirement. Together, they explore why so many younger Canadians feel behind before they’ve even begun, and what a more realistic path to retirement can look like.


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Show More Show Less
    28 mins
  • Everyone wants a prenup. Very few people get one
    Apr 22 2026

    More than half of young Canadians say they’d want a prenup if they got married or entered a common-law relationship. But only a small share have actually signed one. So what’s stopping them? In this episode, we look at the gap between interest and action and why prenups may still be harder, pricer and more emotionally charged than many expect.

    We hear from a Toronto woman who says getting a prenup with her husband became the most difficult part of wedding planning. Then, Aimee Schalles, lawyer and co-founder of Jointly.ca, breaks down what could happen if you don’t have a prenup, why more young Canadians want them, and why so few actually sign.


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Show More Show Less
    29 mins
  • Your “starter home” might be your forever home
    Apr 15 2026

    For decades, there was a formula for homeownership. Buy something small, maybe a condo or a townhouse, watch its value rise, and then eventually move up to something bigger. But that formula is breaking down for many young Canadians.

    Today, we’re looking at what happens when an idea passed down through generations stops working when it's your turn. First, we hear from a Toronto homeowner who stretched far beyond her budget to skip the starter home altogether and buy a place she hopes to stay in long-term. Then, we meet a millennial who’s decided to rent and wait rather than make the jump into homeownership. And later, Rob speaks with Mike Moffatt, founding director of the Missing Middle Initiative, who explains why many young buyers are either stuck in small condos or skipping the first rung entirely and what today’s market means for people hoping to move up.


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Show More Show Less
    26 mins
No reviews yet