Most Jamaicans are walking toward retirement with nothing saved and don't know it yet. Desmond Johnson spent over 20 years inside NCB managing over $120 billion in pension assets. He joins Dr. Matthew Preston and Dr. Thaon Simms to explain why less than 20% of Jamaica's workforce contributes to a pension, what the government's auto enrollment plan actually changes, and which JSE stocks he's buying right now. This is the retirement conversation Jamaica needs to have.

Chapters:
00:00 Introduction and Meet Desmond Johnson
02:10 Behind the Scenes: What the Pension Industry Sees That You Don't
05:06 Jamaica's Retirement Gap: Only 20% Are Saving
09:08 What a Pension Actually Is and How It Works
14:11 Starting at 24 vs 35: The Real Difference in Your Payout
16:17 Why Coverage Is So Low: It's a Culture Problem
18:14 What Auto Enrollment Actually Means for Jamaica
22:37 Pension Funds and the JSE: Why More Money Isn't Flowing In
33:19 How Pension Funds Invest and the 5% Concentration Limit
40:14 Desmond's JSE Stock Picks: NCB, Grace Kennedy and Sagicor

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⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. We may own shares in any of the companies discussed on this podcast. Please consult a financial advisor before making any investment decisions.

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