A lot of physicians are facing the same thing right now: waiting on PSLF buyback while trying to decide what comes next.

Do you keep making payments as a hedge against uncertainty?

Or do you stop paying, preserve cash flow, and trust that your buyback request will ultimately be approved?

In this episode, I walk through both approaches, explain the factors worth considering, and share what I've seen from clients navigating the process.

In this episode, I break down the mechanics of reasonable salary decisions, how retirement contributions affect business profits, and the ethical side of aggressive tax planning.

If you’ve ever wondered whether an S-Corp is truly saving you money or just adding another layer of administration and stress, this episode is for you.

Financial advice for quality of life-focused physicians: www.olsonfp.com

In this episode, I break down the three most common ways financial advisors get paid: commissions, AUM fees, and flat fees. Learn why compensation structures matter, where conflicts can show up, and why the “best” fee model is rarely as simple as the internet makes it sound.

But more importantly, I explain what actually matters when choosing someone to trust with your financial life.

In this episode, I talk about why emergency medicine doctors face a unique financial challenge after training, why “can I afford it?” is the wrong question to ask, and how to think about spending in a way that protects your future flexibility.

We cover intentional spending, avoiding overcommitment, and how to create a lifestyle that gets better without trapping you into needing maximum income forever.

In this episode, I walk through the pros and cons of 1099 income for doctors, including retirement planning opportunities, solo 401(k)s, tax considerations, malpractice insurance, health insurance, and how to properly compare a 1099 offer to a traditional W-2 role.

If you’re considering consulting income, moonlighting, or a transition away from a W-2 job, this episode should help you think through the decision more clearly.

Today, I’m sitting down with Dylan and Cambra, a couple navigating residency life, a growing family, and the constant tension between saving for the future and actually enjoying life right now.

They’re doing a lot right. They’re saving, investing, tracking their spending, and making intentional decisions.

But like a lot of people in training, it still doesn’t feel like enough.

For Cambra: 35:38

In this episode, I walk through why having a will & power of attorney in place matters, even if you’re just starting out and don’t feel like you have much to protect.

We also talk about how to get this done quickly and affordably, so it doesn’t sit on your to-do list forever.

It’s not complicated, but it is important.

If you’re in residency, investing is not about maximizing returns or building massive wealth.

It’s about creating the habit.

Future you is going to have a lot more income to work with.

This phase is about making sure you’re ready for it.