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No Bullsh*t Money Advice

Straight-Talking Strategies to Take Control of Your Cash

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No Bullsh*t Money Advice

By: Andy Hart
Narrated by: Andy Hart
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Most of us know we should be doing more with our money, but where do you start? Between jargon, myths, and conflicting advice, it’s no wonder so many people feel stuck or overwhelmed.

It’s time to take control of your own financial future.

With over 20 years of experience as a financial adviser, Andy Hart draws back the curtain on personal finance, giving you clear, practical strategies to make the most of your money.

Inside, you’ll learn how to:

  • Reframe the way you think about money so you can make smarter choices.
  • Recognise how your own behaviour shapes your financial outcomes.
  • Understand investments—why they’re not just for the wealthy.
  • Gain confidence in planning, saving, and investing for the future.
  • Strip away the myths and complexities that keep people from moving forward.

No Bullsh*t Money Advice isn’t just about money. It’s about you—understanding yourself, your habits, and your goals. Whatever your financial aims are, this book will empower you to simplify the complex and make decisions with confidence. And all without the noise that often comes with money advice.

No scare tactics. No gimmicks. Just straight answers.

©2026 Andy Hart (P)2026 Andy Hart Personal Finance Money
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Great book andy breaks down finance matters into simple format. Really enjoyed this and would recommend this read.

Simply and impactful

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Andy does a fantastic job of making complex financial concepts incredibly simple and digestible. You will be better with money after listening to this.

Excellent - the most concise personal finance book available

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As a fellow financial adviser, having attended a number of Andy’s professional training sessions, I really respect his view on personal finance.

This book/ audiobook is a brilliant starter to get people in the right mindset and focused on the behavioural elements. I’m now recommending it to family and friends.

The more we can do to help people create the right behaviours and habits, to enhance lives, the better.

Remember small actions, repeated consistently, compound into great results. Enjoy.

Brilliant starter for 10

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I’ve been listening to and watching Andy for many years now and just as expected this book is a summary of all the things that he says regularly. That may sound like a bad thing, but it’s not. What Andy has to say is correct and should be heard and listened to.
Well done Andy, a great book and listen.

Ps listened to about 20 mins when I realised that buying a paper copy was going to be a good idea too. So I’ve now done both listened and read, and I’d recommend anyone do the same.

Brilliant as expected

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