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Financial Joy

Set your financial goals for 2026 - Banish Debt, Grow Your Money and Unlock Financial Freedom

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About this listen

 THE INSTANT SUNDAY TIMES BESTSELLER

As seen on ITV's This Morning! A life-changing 10-week plan to help you to turn your life around and design a path to financial freedom, enriched with the small experiences that bring you joy.

Stop worrying about money. Start enjoying your life.

You might be struggling in debt, living paycheque to paycheque, or worried about preparing for retirement; maybe you're considering your first investment, or you just want an escape plan from the '9 to 5'. Wherever you are on your journey, this book will revolutionize your lifestyle and your relationship with money.

Authors Ken and Mary Okoroafor started out as resource-poor, working-class immigrants and have built a life of financial independence and joyful moments through hard work, smart saving and savvy investing. They know what it feels like to start from ground zero, and as a chartered accountant and former CFO, Ken shares his financial expertise to help you unlock the secret to building wealth.

You'll learn how to take control of your finances, develop good money habits, become debt-free, invest in assets and multiply your income so you can create the freedom to travel, spend time with your loved ones and plan for a stress-free (early) retirement - all whilst prioritising your wellbeing and having fun!

It also includes a dozen real-life interviews with singles, couples and those with children, from different backgrounds, age groups and stages of their money journey, including a few well-known public figures.

Financial joy can be achieved by anyone - and it can start today, not tomorrow.

'The book that's been missing from this genre. A joy to read and learn from.' -- Cait Flanders, bestselling author of THE YEAR OF LESS and ADVENTURES IN OPTING OUT

'A book to savour' - JL Collins, author of the international bestseller The Simple Path to Wealth

'The most joyful money book out there' - Selina Flavius, author of Black Girl Finance

Sunday Times Bestseller No.6 in Paperback Non-fiction April 2024©2024 Ken Okoroafor and Mary Okoroafor Personal Development Personal Finance Personal Success Stress Management Money Money Management Inspiring

Critic reviews

In this brilliant book, Ken and Mary have created a perfect blend of inspiration and practical steps to help ANYONE get their financial lives in order. Read it, apply it and experience the joy of financial control. Highly recommended! (Pete Matthew)
This is a book to savor, and Ken & Mary have organized it so you can do just that. In it you'll find a journey of ten weeks, each designed to take you ever closer to financial freedom the way it should be done: Joyfully. (JL Collins)
If there's one book you read this year, it should be Financial Joy. Ken and Mary hold your hand through a comprehensive overhaul of your financial life and guide you to the hidden treasure trove of joy buried inside you. (Julien and Kiersten Saunders)
An entertaining gem of a book whose financial advice is timeless. Reading the book is like sitting down with two caring friends who believe in you and want you to succeed financially. There's no doubt in my mind that if you need just one book to guide you successfully on your money journey, this is it. (Chad Carson)
Throughout many of our lives, the narrative around money and finances has been clouded by fear and misinformation, but it doesn't have to be that way. That's precisely why Financial Joy is a revelation - it's THE definitive guide for personal financial understanding, planning and freedom. This book doesn't just educate; it empowers and transforms your financial journey into one of clarity and confidence. Beyond just growing wealth, the idea of crafting a financial life filled with joy and free from regrets. A must-read for anyone ready to rewrite their financial story. (YolanDa Brown OBE DL)
The most joyful money book out there. Money and joy can sometimes feel like the antithesis, especially if we believe that the two are mutually exclusive. In Financial Joy, Ken and Mary show us how to shift from this mindset, but not only that, they give us the practical tools to put the new concept of Financial Joy into practice. (Selina Flavius)
Financial Joy is full of useful information, [which] I expected given [Ken and Mary's] background and knowledge. But what was really unexpected is the sheer enthusiasm [they] brought to personal finance, a subject that can be rather dry. The title says it all - Financial Joy. A great approach. I will certainly recommend the book to all and sundry, especially my adult children and their friends. (Stefan Wagstyl)
This book is a real gift for those genuinely committed to sorting out their finances and attitude to money. Packed with practical information and research, the authors hold your hand through the challenges of navigating your way to a positive financial attitude. It's the Marie Kondo of getting your financial house in order. (Brenda Emmanus OBE)
If you want to learn how to build a life of financial freedom, this book is a thorough step-by-step guide on how to achieve it, no matter what your life circumstances are. (Kristy Shen)
All stars
Most relevant
very good overall message. encourages the right practices and elaborates on the tasks required to secure financial joy. Good job guys.

Great listen, good depth.

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This book is the best personal finance book I’ve ever read. It’s practical and addresses all areas of finance at entry level. Whilst most finance books either discuss theory, ideas or talk about complex stock market concepts. This book is excellent for a lay educated audience (I’m a medical doctor). It addresses practical areas such as pension, savings, increasing income, investments types. Absolutely excellent and highly recommended. Thank you very much for creating such a gem!

Best personal finance book I’ve read

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Financial Joy by Ken and Mary Okoroafor has truly transformed the way I think about money. This book goes beyond just the basics of personal finance—it shows you how to build a positive relationship with your finances while making the journey enjoyable. Ken and Mary break down complex financial concepts into easy-to-follow steps that anyone can implement, no matter their starting point.

One of the most rewarding takeaways for me has been setting up a Junior ISA for my son, which he now manages himself using his pocket money. It's amazing to see how empowered and responsible he's become at such a young age, thanks to the practical advice in this book.

If you're looking to take control of your financial future with clarity, confidence, and a bit of joy, I highly recommend Financial Joy. It’s a game-changer for anyone ready to transform their financial life.

Well worth it

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Some of the most clear honest and straightforward financial advice. Ken and Mary’s perspective is refreshing and extremely relatable I really
Enjoyed this listen. Thank you.

Every teenager should listen to this book

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With this book there are no more excuses doesn’t matter what stage you are gives you the simple tools you need to start your journey to financial freedom. Makes it clear it is achievable.
Well done, well written and super glad you did the audio too

Simple & Easy to implement

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